Disclaimer

1. Compliance Tools Disclaimer

Our compliance and regulatory guidance tools are provided as informational aids only. This includes HOA Defender, EU Green Claims Checker, Property Tax Challenger USA, EU AI Act Checker, Cancel Button Auditor, CMMC 2.0 Assessment, and Affiliate Disclosure Auditor.

• Not Legal or Regulatory Advice: Outputs, scores, checklists, and generated letters do not constitute professional legal, tax, or regulatory compliance advice.
• Accuracy Not Guaranteed: While we strive for accuracy, we make no warranties regarding the accuracy, completeness, or currency of regulatory information.
• Consult Professionals: You should consult with qualified attorneys, compliance professionals, or regulatory experts before making decisions based on our tools.
• Regulations Change: Laws and regulations change frequently. Our tools may not reflect the most recent changes in your jurisdiction.
• User Responsibility: You are solely responsible for verifying all outputs and using them at your own risk.

2. HOA Defender Disclaimer

HOA Defender generates template letters and general information about HOA dispute procedures.

• Generated letters are templates only and have not been reviewed by a licensed attorney
• HOA laws vary significantly by state, county, and individual HOA governing documents
• Filing deadlines for appeals vary — missing them may waive your rights
• SimpleFileTools is not liable for any outcome of your HOA dispute
• For large fines, liens, or foreclosure threats, consult a qualified real estate attorney

3. EU Green Claims Checker Disclaimer

The Green Claims Checker provides risk indicators against EU greenwashing regulatory databases.

• A "low risk" score does not mean your claims are legally compliant
• A "high risk" score does not mean your claims are illegal
• EU Green Claims Directive, FTC Green Guides, and UK ASA rules are actively evolving
• The tool's term database is not exhaustive and may not cover all risk indicators
• EU greenwashing fines can reach 4% of annual turnover — obtain qualified legal review for material claims

4. Property Tax Challenger Disclaimer

Property Tax Challenger generates protest letters based entirely on data you enter.

• The tool does not independently verify property values, comparable sales, or tax rates
• Estimated savings are mathematical projections — no savings are guaranteed
• Property tax protest deadlines vary by county and change annually — verify your deadline independently
• In some jurisdictions, filing a protest may cause an assessor to increase your assessed value
• County portal links are provided for convenience only and may be outdated

5. EU AI Act Checker Disclaimer

The EU AI Act Checker provides guidance on risk classification under the EU AI Act.

• Risk classifications are indicative only and do not constitute a formal compliance determination
• The EU AI Act's technical standards and implementing regulations are still being finalized
• Formal compliance requires assessment by qualified legal and technical experts
• SimpleFileTools is not liable for any regulatory action arising from reliance on this tool

6. CMMC 2.0 Assessment Disclaimer

The CMMC 2.0 Assessment tool provides guidance on CMMC compliance requirements for US defense contractors.

• This tool does not constitute an official CMMC assessment or certification
• CMMC Level 2 and Level 3 certifications require assessments by authorized third-party organizations (C3PAOs)
• CMMC requirements and deadlines are subject to change by the DoD
• SimpleFileTools is not an authorized CMMC assessor or C3PAO

7. No Warranties

SimpleFileTools.com and all its tools, compliance checkers, and services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, or uninterrupted operation.

8. Limitation of Liability

To the maximum extent permitted by law, SimpleFileTools.com and its operators shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from use or inability to use our tools and services, errors or inaccuracies in regulatory information, failed compliance outcomes, regulatory fines or enforcement actions, or any other matter relating to the services.

9. Third-Party Links and Services

Our tools may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of third-party websites, their privacy policies, or products or services offered by third parties.

10. User Responsibility

By using SimpleFileTools.com, you acknowledge and agree that:

• You use all tools and services at your own risk
• You are responsible for ensuring compliance with applicable laws and regulations
• You will not use our tools for illegal or unauthorized purposes
• You will not rely solely on our tools for critical compliance decisions without independent expert verification

11. Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting. Your continued use of SimpleFileTools.com after changes constitutes acceptance of the modified disclaimer.

12. Governing Law

This disclaimer shall be governed by the laws of the State of Delaware, United States. Any disputes arising from use of our services shall be subject to the dispute resolution provisions in our Terms of Service.

13. Contact

If you have questions about this disclaimer, please contact us through our Contact Page or email contact@simplefiletools.com.